A blank sheet of paper

No one would willingly choose the financial system we are in. It’s so complicated that we sort of all just buy into it. We trust that the parts are working as they are supposed to.

That’s because systems become more complicated with time. We tweak and perfect. We add features and solve problems. Until the system has so many loopholes, you can’t even recognize the original code.

The natural reaction is to start over. What now will you build?

It is one thing to take something that is recognizable and make it better. It is another to create something completely new. Both require imagination but one requires real innovation.